We assure you that Hamilton Appraisal Group is an FHA-certified appraisal company in California.
If you have an FHA-secured loan, be sure to get with Hamilton Appraisal Group, as we are approved and certified to perform FHA appraisals.
Part of the regular training our staff at Hamilton Appraisal Group completes deals exclusively with understanding the FHA's documentation and their rules and procedures.
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If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away. |
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An FHA loan is underwritten by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD).
The lender takes care of all the funds being borrowed - the FHA simply backs the transaction by providing mortgage insurance in case the borrower does not pay off his or her loan.
Low-income and moderate-income consumers benefit the most from FHA-insured loan programs. The purpose of the Federal Housing Administration is to aid credit-worthy potential buyers get approved for mortgages that they otherwise would not.
Different from the VA appraiser panel, the lending organization working with Federal Housing Administration actually has the freedom to choose the appraiser.
The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans.
The loan programs that the FHA offers are extremely beneficial to buyers with less starting capital.
